Equity Recovery Network
Reclaim surplus equity that was never the government's to keep.
If your home was sold for more than the tax debt owed, the remaining surplus may be recoverable. YoursAgain helps former homeowners understand their rights and pursue recovery — with no upfront fees and no surprise charges under our standard engagement agreement.
No fee unless we recover. Subject to your written engagement agreement.
$780M+
Surplus equity taken, 2014–2021
Pacific Legal Foundation research
8,600+
Homes documented by Pacific Legal Foundation
PLF 'Home Equity Theft' report
2023
U.S. Supreme Court ruling in Tyler v. Hennepin County
598 U.S. ___
The Problem
Home equity theft is real — and still happening.
Local governments and tax-lien investors have kept surplus equity for years in many jurisdictions. Even after the Supreme Court clarified the constitutional limit in 2023, most victims still never recover what is theirs.
You may have a claim and not know it.
Many former owners never learn that keeping surplus equity after a tax sale has been held unconstitutional in some circumstances. In Tyler v. Hennepin County (2023), the Supreme Court ruled that taking surplus equity beyond the debt owed can violate the Fifth Amendment. State laws and procedures still vary widely.
The process is overwhelming.
Recovering surplus equity means navigating county records, state deadlines, demand letters, and sometimes litigation — while rebuilding your life.
No one was built to do this at scale.
The opportunity is spread across thousands of counties and legal regimes. Traditional law firms cannot economically pursue every possible case.
How It Works
Five steps from foreclosure to recovery.
We handle the complexity so you can focus on moving forward.
Step 1
Identify
We analyze public records to find cases where a home was sold for more than the tax debt, interest, penalties, and costs owed.
Step 2
Outreach
A YoursAgain representative or local partner explains your rights in plain language — no pressure, no surprises.
Step 3
Review
State counsel reviews the foreclosure history, sale price, deadlines, and legal path.
Step 4
File
If viable, we prepare claims, demand letters, or litigation to pursue recovery of the surplus.
Step 5
Return
Recovered funds go to a controlled trust or escrow account. After the pre-agreed success fee and approved costs, the remainder goes to you.
Our Covenant
Built to help, not to exploit.
Power without constraints becomes predatory. These rules are non-negotiable.
No creating foreclosures
We do not lobby for harsher tax laws or faster seizures. We enter only after the harm has occurred.
No panopticon
We use public records and client-consented data only. No mass surveillance, no data resale.
No hidden extraction
Fees are success-based, disclosed in writing, and capped by your engagement agreement. No fee if there is no recovery.
Complete audit trail
Every material investigation step, counsel decision, and financial movement is logged for accountability and review.
You paid the debt. Now reclaim the surplus.
Start with a free eligibility check. If we cannot help, we will tell you directly — and your information stays yours.